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Poor Credit Car Finance with 90% Acceptance Rate

Here at JMW Cars, we understand if you might have had credit problems in the past. We have a specialist team, who are used to dealing with a customer with not perfect or poor credit. Our team will find you the most suitable lender, for your circumstances and most importantly, achieving the best rates for you, not what pays us the most money unlike a lot of our competitors. At JMW Cars we use three times the amount of specialist finance companies in comparison to most main dealers.

Representative APR 14.8%

We can achieve finance for people with

  • CCJ`s
  • Mortgage Arrears
  • Missed Council Tax payments
  • Defaults
  • Missed Or Late Payments
  • Previously Made Bankrupt
  • Part Time Employed, Self Employed, Agency Workers, Military & Sub Contractors
  • Lack of Credit History
  • Not on Electoral Register
  • In Debt Management Or Previous IVA'S

All of these reasons are no problem whatsoever, and we can source 90% of applicants funding even with the list above. All cars come with Two keys, have been HPI checked, had a free full valet, free warranty and free 12 months AA breakdown cover.

Once we have received your application, we will call you to discuss your vehicle requirements and invite you down to show you cars within your budget. Even if we don't have a car in your budget, we will find one for you in most circumstances.

JMW CARS are a credit broker and not a direct lender, and more than one credit search may have to take place, to obtain your credit.

HP Finance

PCP Finance

Finance Application

The Applicant
Terms & Conditions

In considering your enquiry we may search your record at a credit reference agency. They may add to your record details of our search and your enquiry and this will be seen by other organisations carrying out later searches. It is important that you give us accurate information. We may check your details with fraud prevention agencies and if you give us false or inaccurate information and we suspect fraud we will record this. We and other organisations may use and search these records to help make decisions about credit and credit related services, for you and members of your household; trace debtors, recover debt, prevent fraud, and to arrange your accounts or insurance policies; check your identity to prevent money laundering unless your furnish us with other satisfactory proof of identity. You have a right, on payment of fee, to receive a copy of the information we hold about you if you wish to apply to us in writing. We may pass on your details to other companies to send information about the product.


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